Site Index
  • Materials+7.2%year to Sep 2026
  • Output-0.2%Aug 2026, month
  • Insolvencies3,873building firms, 12 months
  • Bank Rate4.00%since 5 Nov 2026
  • Late interest11.75%statutory, now
  • Min wage£12.7121 and over
  • Employer NI15%2026/27
  • Site deaths25construction, 2025/26
CQ Studio

Cover finder

Six questions. A clear list of what to look at, and why.

  1. 1.Do you employ anyone, even part-time?

  2. 2.Do you use subcontractors or day-rate labour?

  3. 3.Do you work in customers' homes or on their premises?

  4. 4.Do you design, specify or certify work?

  5. 5.Are you responsible for a build while it is in progress?

  6. 6.Do you keep tools or machinery in a van or on site?

Answer all six questions to see your list.

This tool gives general guidance only. It is not legal, insurance or financial advice, and nothing you enter leaves your browser.